Expert Mortgage Services Across California Since 1996
Did you know? The San Francisco Bay Area has the highest median home price in the United States, with average mortgages 3.2 times higher than the national average.
Your Trusted Bay Area Mortgage Partner
Lender Capital Group delivers expert mortgage solutions throughout California, specializing in both residential and commercial financing. Our Bay Area headquarters positions us perfectly to understand the unique dynamics of California’s competitive real estate market.
Inclusive Lending Solutions
- Residential Mortgages
- Conventional Loans
- FHA Loans
- VA Loans
- Jumbo Loans
Commercial Financial Products
- Multi-family Property Loans
- Office Building Financing
- Retail Property Solutions
- Construction Loans
- Hard Money Options
Personalized Financial Strategy
Our mortgage experts analyze your unique financial situation to create customized lending solutions that align with your goals and budget.
Residential Home Loans in California
At Lender Capital Group, we offer a full range of residential mortgage options designed to help you achieve your homeownership dreams. Our conventional loans are perfect for buyers with stable incomes and good credit, offering competitive rates and flexible terms. If you’re a first-time homebuyer, our FHA loans provide a more accessible path to homeownership with lower down payment requirements and more lenient credit criteria. For veterans and active-duty military personnel, our VA loans offer exclusive benefits, including no down payment and lower interest rates. If you’re in the market for a high-value home, our jumbo loans provide the financing you need to purchase luxury properties in California’s most sought-after neighborhoods.
Conventional Loans
Ideal for borrowers with strong credit and stable income, offering competitive interest rates and flexible terms for purchasing or refinancing a home.
FHA Loans
Government-backed loans with lower credit and down payment requirements, making homeownership accessible for first-time buyers and those with limited funds.
VA Loans
Exclusive to veterans and active-duty military, these loans offer zero down payment options and favorable terms, ensuring affordable homeownership.
Jumbo Loans
Designed for high-value properties, these loans offer financing above conventional limits, perfect for luxury homes in California's prime locations.
USDA Loans
Zero down payment loans aimed at rural and suburban homebuyers, providing affordable homeownership opportunities in less densely populated areas.
HELOC (Home Equity Line of Credit)
Flexible credit lines secured by your home’s equity, allowing homeowners to borrow as needed for home improvements, debt consolidation, or other expenses.
Mortgage Refinancing
Options to lower your mortgage rate, reduce monthly payments, or switch loan terms, helping homeowners save money or pay off their mortgage sooner.
Reverse Mortgages
Tailored for homeowners 62 and older, this loan allows you to convert your home equity into cash while retaining home ownership and eliminating monthly payments.
Commercial Loans
Lender Capital Group is a leader in commercial real estate financing, offering a variety of loan products to meet the needs of investors and business owners. Our multifamily property loans are designed for those investing in apartment buildings, condos, and other multifamily units, providing the necessary funding to acquire or refinance these valuable assets. We also offer office building loans, ideal for businesses looking to purchase or refinance office spaces. Our retail property loans cater to investors in the retail sector, providing financing for shopping centers, strip malls, and other retail properties. Additionally, our industrial property loans are perfect for those investing in warehouses, manufacturing facilities, and other industrial spaces.
Financing solutions for investors purchasing or refinancing apartment buildings and other multi-unit properties, maximizing rental income potential.
Specialized loans for acquiring or refinancing office spaces, helping businesses and investors secure strategic commercial real estate assets.
Designed for investors in retail spaces, these loans provide the necessary capital for purchasing or refinancing shopping centers and retail outlets.
Ideal for warehouses, manufacturing plants, and other industrial properties, offering tailored financing to support business growth and property investment.
Loans specifically for the acquisition, renovation, or refinancing of hotels, resorts, and other hospitality properties, supporting the growth of the tourism sector.
Custom loans for unique commercial properties that don’t fit into conventional categories, offering flexible terms to meet specific investment needs.
Quick financing options for investors and developers, ideal for short-term projects like fix-and-flip properties or urgent real estate purchases.
Funding for new construction projects, offering flexible terms that align with the construction timeline and project milestones.
Short-term financing solutions that help bridge the gap between buying a new property and selling an existing one, ensuring seamless real estate transitions.
Fast & Easy Process
01.
Local Expertise
With deep roots in the Bay Area, Lender Capital Group has a profound understanding of the local real estate market. Our relationships with top lenders allow us to secure the best possible rates and terms for our clients. Whether you're buying a home in San Francisco or investing in commercial property in Silicon Valley, our local expertise ensures that you receive tailored advice that aligns with the nuances of the regional market.
02.
Comprehensive Loan Options
We offer a wide spectrum of loan products to cater to both residential and commercial needs. Our residential mortgage services include conventional loans, which are ideal for those with a stable income and good credit, as well as FHA loans, which provide opportunities for first-time homebuyers with lower credit scores. Veterans and active-duty military personnel can benefit from our VA loans, which offer competitive rates and no down payment options. For those purchasing high-value homes, our jumbo loans
03.
Personalized Service
At Lender Capital Group, we believe in treating every client as a valued individual. We take the time to understand your financial goals and customize our services to meet your specific needs. From the initial consultation to the closing of your loan, our team is committed to providing clear, transparent communication and expert advice. We pride ourselves on making the mortgage process as smooth and stress-free as possible, ensuring that you feel confident and informed every step of the way.
04.
Creative Financing Solutions
In addition to traditional mortgage products, Lender Capital Group offers innovative financing options for those with unique needs. Our hard money loans are ideal for investors who need quick financing with flexible terms, often used for fix-and-flip projects or short-term investments. We also provide construction loans for developers looking to finance new construction projects or major renovations. For clients needing short-term financing solutions, our bridge loans offer the flexibility to secure new property while waiting for the sale of an existing one. Finally, our mezzanine financing combines debt and equity financing, providing an alternative solution for larger commercial projects that require more complex funding structures.
Customers Testimonial
What Our Clients Say
San Francisco
"Lender Capital Group helped me secure the financing I needed for my commercial property. Their expertise and dedication were evident throughout the entire process. I highly recommend them!"
Contact Us Now
Ready to learn more about how Lender Capital Group can help you achieve your real estate goals? Contact us today to schedule a consultation with one of our experienced mortgage professionals.
Address
San Francisco Bay Area, California
Phone
(925) 856-5646
Work Hours
Mon – Fri : 06:00 AM – 09:00 PM
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Fred Rodriquez
San Francisco